The tools
Two simple tools. One stronger financial foundation.
Freedom Account
A simple way to prepare for life's irregular and unexpected expenses. Freedom Account helps you set money aside by purpose — car repairs, insurance, medical expenses, holidays, home maintenance, travel, and whatever else life sends your way. A Spending Plan calculates what to save, the Register tracks every transaction, and reports show what you've accumulated for each purpose.
- Up to 50 flexible categories with yearly goals and running balances
- Auto Deposit posts your calculated amount across every category
- Use it alongside the bank or credit union you already use — no account connection required
The Rapid Payoff Calculator
Turn the payments you're already making into a clear plan for becoming debt-free. As one balance reaches zero, its payment is redirected to the next debt instead of disappearing back into monthly spending. An optional Monthly Booster shows how any extra amount changes the picture.
- Printable month-by-month Payoff Schedule and Balance Report
- Choose the payoff order that works for you
- Shows time and interest saved for every scenario